A lot of people are learning the hard way that money is only a thing. It is merely a thing that one can trade for other things. Once you have reasonable shelter and basic necessities covered the rest is unnecessary fluff. I have worked out a reasonable, attainable recipe for success:
- Figure out what you need.
- Figure out how to get it.
- Get it.
- Does not include country club memberships.
"lazy only means that you don't have to be somewhere right now"